Question Can you take out a loan to use as a down payment?

[MoneyBlitz]

My brother's car broke down during the lockdown earlier this year. He didn't bother fixing it since he was out of work. The business he had worked for shut down for good as of July. He was finally able to find work at the end of October and is expected to start in 2 weeks but he does not have a car. Can he take out a smaller loan to cover the cost of a down payment and then pay monthly thereafter through a dealership?

 

[Financee]

He would have to do this through his bank and likely claim it as a "personal loan". This means it is for personal use and if his bank has this, he should be able to get up to $5,000.