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Can you avoid loans by going through a dealership?

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Financee

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I know some dealerships will allow you to make monthly payments. They will charge interest which is the case with a loan anyways.

I am just wondering if this is a logical way to avoid taking out a loan when it comes to buying a car. I think this is an option mainly for used cars only. But either way, if you have good credit scores, it seems like it would be a better option.

Thoughts?
 

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