My sister seems to think so. Based on her finances, she said she saves around $5,000 a year thanks to coupons. If you think that justifies the time, then I would say it is worth it. I have heard of people saving even more than that.

No, they are not. I had to use them up years ago. Sadly, I was not able to rebuild what I lost and I am not sure I will be able to anytime soon with this COVID mess.

Well, I have to say I am not very prepared in that I don't have a savings going and I am not sure where the housing market will be come this time next year. It might drop so much that I get hit with a huge loss

I have two and this is mainly because I use one for business only transitions and revenue. I am able to stay better organized and know what I can and can't spend.

I have known many people to do this. My parents being a few of them and it only ended up getting them into more trouble. My mother had to file for bankruptcy for the first time when I was 14 and again when I was in my late 20's. Now I am approaching 40 and she is close to doing it again...

This depends on your credit. I feel like cards that have no interest for 20 or more months are going to be hard to come to by right now. Maybe prior to COVID you could have found options. I haven't seen anything of the sort.

I feel like a lot should be adjusted this year. The virus happened and it was not any of our faults and we should not be suffering for it. If our government wasn't in debt, maybe they could help us out. I think maybe giving bad taxes in full would be a start.

I would say Visa since you can be anywhere in the world and have one. Most other cards have their limitations but Visa has dominated the market and people trust them.

I had credit issues when I was younger as well, I think most have. I had to ride mine out because I was not able to pay enough on them to keep up. After they were lifted, I was able to get a new card and build from there. I started working on houses and flipping them with a friend of mine and...

You can type it out yourself or you can hire someone online to have one made for you. Some banks also will provide them and you can have a bank agent sit in with you and the tenant when both parties agree to have it be super secure.

Well, in my experience, ARMs are a bit more flexible in an unstable climate so I would say those are better right now. Like you mentioned the economy is not the same these days so choosing one according to that, I would go with an ARM.

That is actually a helpful video. I am going to subscribe to this channel and add it to my watch list for DIY projects. I am shocked I never came across it before!

It depends on the size and materials. A low-end remodel will be around 6 grand. A high-end one will be 15 grand or more. This also depends on your actual location as well. Some places charge more than others.

From my understanding and what I have been told, you are looking to spend around $8,000 to $10,000 to finish a basement on a budget but that does not include an egress window. Those prices in my area seem to be $3200 to over 10k but this depends on what you get installed.

I noticed that my overall credit scores are down from last year even though I have been paying things on time and have been good with everything. I have not had to pause for a month or two like millions out there have. I am not sure why my scores have dropped. Can this be because of everyone...

I saw this in several areas where they are expecting insurance rates to go up for 2021. I am not sure by how much but if I had to guess, I would say at least 20% given how 2020 has been going. That means if you are paying $300 a month, expect to be paying $360 going forward. That is not a huge...

My cousin recently got hired at his first job. He graduated from university and is set to work on the schedule starting next week. He seems to think that because he is only working a few weeks for this year, he doesn't need to file. I have never heard of such a thing. I have always been told...

I am not sure if this is a wise investment or not but a friend of mine recently started buying up land. This is where no house sits, just fields or empty lots. He said he intends on buying them and sitting on them until the housing market and the economy is stable and resell them for a large...

I am curious about this. I have never rented out properties but I am considering doing that with one of the properties I am working on once it is complete. I just worry that someone will move in and decide not to pay and I don't know if I would be able to legally kick them out or not. Because of...

When it comes to getting a loan to buy a property with the intent of later selling it, does it make sense to get a loan through your own personal bank, or is it best to avoid this? I ask because a friend recommended I did this because I would likely get better interest rates.